Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers.*

TapBorrow

Terms of Use

Effective Date: September 25, 2025
Welcome to TapBorrow. These Terms of Use explain how our service works and what you can expect when using it.

  • 1. Our Role

    TapBorrow is not a lender. We connect you with licensed lending companies that may provide loan offers.

  • 2. Eligibility

    You may use this service if you:

    • Are at least 18 years old
    • Legally reside in the United States
    • Have a stable income source
    • Provide accurate and complete information
  • 3. How It Works

    • Submit a short request form with your details
    • We securely forward your request to potential lenders
    • If matched, you'll be redirected to a lender's website to review their offer and terms
  • 4. Typical Loan Examples

    • Loan size: $100 – $2,500
    • APR range: 5.99% – 35.99%*
    • Repayment terms: 2 – 60 months
  • 5. Transparency and Limitations

    • Submitting a request does not guarantee approval
    • Lenders set their own terms and conditions
    • TapBorrow only facilitates connections, not loan decisions
  • 6. Communications

    By using our platform, you consent to being contacted by email, phone, or SMS in connection with your request.

  • 7. Responsibilities

    You agree to:

    • Provide accurate and truthful information
    • Use our services responsibly and in good faith
  • 8. Third-Party Links

    We may link to external sites, but we are not responsible for their content or practices.

  • 9. Changes to Terms

    We may revise these Terms when necessary. Updates take effect immediately once posted.

  • 10. Platform Protection

    We may suspend or block accounts if fraudulent or harmful activity is detected.

  • 11. Governing Law

    These Terms are governed by Delaware law. Disputes will be resolved by arbitration.

  • 12. Disclaimers

    • Loan approval is not guaranteed
    • We are not responsible for losses arising from lender interactions

    Contact us at: [email protected]