Terms of Use
Effective Date: September 25, 2025
Welcome to TapBorrow. These Terms of Use explain how our service works and what you can expect when
using it.
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1. Our Role
TapBorrow is not a lender. We connect you with licensed lending companies that may provide loan offers.
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2. Eligibility
You may use this service if you:
- Are at least 18 years old
- Legally reside in the United States
- Have a stable income source
- Provide accurate and complete information
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3. How It Works
- Submit a short request form with your details
- We securely forward your request to potential lenders
- If matched, you'll be redirected to a lender's website to review their offer and terms
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4. Typical Loan Examples
- Loan size: $100 – $2,500
- APR range: 5.99% – 35.99%*
- Repayment terms: 2 – 60 months
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5. Transparency and Limitations
- Submitting a request does not guarantee approval
- Lenders set their own terms and conditions
- TapBorrow only facilitates connections, not loan decisions
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6. Communications
By using our platform, you consent to being contacted by email, phone, or SMS in connection with your request.
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7. Responsibilities
You agree to:
- Provide accurate and truthful information
- Use our services responsibly and in good faith
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8. Third-Party Links
We may link to external sites, but we are not responsible for their content or practices.
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9. Changes to Terms
We may revise these Terms when necessary. Updates take effect immediately once posted.
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10. Platform Protection
We may suspend or block accounts if fraudulent or harmful activity is detected.
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11. Governing Law
These Terms are governed by Delaware law. Disputes will be resolved by arbitration.
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12. Disclaimers
- Loan approval is not guaranteed
- We are not responsible for losses arising from lender interactions
Contact us at: [email protected]